As the name suggests, the Paytm HDFC Bank Credit Card is a co-branded credit card issued by the bank in partnership with Paytm. The bank offers two co-branded credit cards with Paytm, the other being the Paytm HDFC Bank Card Select, the superior version of this card. Talking about the Paytm HDFC Bank Credit Card, it welcomes its customers with the exclusive Paytm First Membership, through which cardholders can enjoy a number of additional benefits and offers on the Paytm app. With this card, you can earn a cashback of 2%-3% on your spends on the Paytm app and 1% on all other spends outside Paytm. Moreover, you can earn up to Rs. 1,200 additional cashback every year on achieving the required spending milestone.
Talking about its fees & charges, the card comes with an annual fee of Rs. 500. The interest charged on the outstanding amount is 3.6% every month. Still, you can avoid it totally if you pay the full outstanding amount every month within the interest-free period, which can be up to 50 days on this card. Moreover, you get a 1% fuel surcharge waiver on all your fuel transactions at the authorized stations.
To know more about this card, refer to the following Paytm HDFC Bank Credit Card review
Get complimentary Paytm First Membership as a welcome gift on making your first transaction worth Rs. 100 or more.
Up to 20% discount in partner restaurants via Dineout
3% cashback Paytm mall, Paytm movies & mini app, 2% cash back on other purchases on Paytm app, and 1% cashback on all other spends.
The earned cashback is sent to the cardholders in the form of Paytm vouchers or Redeem your Cashpoints as Cashback along with other redemption options.
